This blog will go over tips and maintenance ideas from Home Inspectors and for home owners in the Houston area.
Lots of men and women who believed that buying the house they desired was simply out of their reach are now taking pleasure in a new lifestyle in their very own homes.
Owning a home is the smartest financial decision you will ever make. In fact, most homeowners would be broke at retirement if it wasn't for one saving grace -- the equity in their homes. Furthermore, tax allowances favor home ownership.
Real estate values have always gone up steadily. Of course, you'll find peaks and valleys, but the persistent trend is a continuous increase. As a result each month once you make a mortgage payment, the total that you owe on the home goes down and the value commonly rises. This "owe less, worth more" situation is labeled equity build-up and is the primary reason you can't afford not to buy.
Even if you have small money for a down payment or credit rating issues, chances are that you will be able to purchase that new home. It merely comes down to having the right strategies, and working with the best people. See below.
Deadly Mistake #2: Not hiring a buyer's agent to represent you.
Buying property is a complicated and aggravating task. In fact, it is often the greatest, single financial investment you will make in your life. That being said, real-estate transactions are becoming increasingly complicated. New technology, laws, processes, and competition from other buyers require buyer agents to perform at an ever-increasing degree of proficiency and reliability. In addition, making the wrong decisions can end up costing you thousands of dollars. It shouldn't be this way!
Work with a buyer's agent who has a keen comprehension of the real estate business and the area market. A buyer's agent has a fiduciary responsibility to you. This means that he or she is loyal only to you and is obligated to look out for your best interests. A buyer's agent will help you locate the best home, the best loan provider, and the best home inspector in your area. That inspector should be an InterNACHI-certified home inspector because InterNACHI inspectors are the most qualified and best-trained inspectors on earth.
Trying to purchase a home without a agent or a certified inspector is, well... unthinkable.
Deadly Mistake #3: Getting a cheap inspection.
Buying a home is one of the most expensive purchase you'll ever make. This is no time to go shopping for a cheap inspection. The cost of a home inspection is small in relation to the value of the house being inspected. The additional cost of hiring an accredited inspector is almost trivial by comparison. As a homebuyer, you've recently started crunching the numbers, negotiating offers, adding up closing costs, shopping for mortgage loans, and trying to get the best bargains. Don't stop now! Don't let your real estate professional, a "patty-cake" inspector, or anybody else talk you into going cheap here.
InterNACHI front-ends its membership requirements. InterNACHI turns down over fifty percent the home inspectors who want to become a member of because they can't fulfill the membership conditions.
InterNACHI-certified inspectors perform the best inspections, without a doubt. InterNACHI-certified inspectors earn their fees many times over. They do more, they are worthy of more and -- yes -- they usually charge a little more. Do yourself a favor...and pay a bit more for the quality inspection you have earned.
From Three Deadly Mistakes Every Home Buyer Should Avoid - InterNACHI http://www.nachi.org/3.htm#ixzz2t79zEKKe
